Friday, 28 December 2012

Retirement plans india - Traditional money-back plan



Bajaj Allianz Life Insurance has launched a traditional money-back plan – Bajaj Allianz Cash Rich, which gives guaranteed cash back of 5% of the sum assured after completion of premium payment term. The plan is a limited premium payment, participating plan that provides cash benefits at three stages of the policy life cycle.Bajaj Allianz Retirement plans India are getting popular day by day. It is a beneficial offer.

Akshay Mehrotra, Head-Marketing, Bajaj Allianz Life Insurance said, “By paying a small amount for a few years, you can get returns year on year. The cash back at multiple stages of the policy term makes the plan idea for all customer age groups – youngsters, salaried people, married couples or senior citizens nearing retirement – and help them meet various financial objectives with the additional annual income. The low annual premium of Rs. 8000 makes it affordable to a larger section of the population.”
The stages at which cash benefits are given are:
·         Completion of Premium Payment Term – An accumulated compound reversionary bonus is payable
·         Cash Back Period – After the premium payment term is completed up till the maturity date, a Cash Back benefit of 5% of the sum assured plus cash bonus (if any declared) is payable every year
·         Maturity of Policy - Sum Assured plus terminal bonus

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