Tuesday, 27 November 2012

Best ULIP Plan and Savings investment Plan



Bajaj Allianz Life Insurance has launched its new online ULIP planBajaj Allianz iGain III.  The plan is available exclusively in the online platform. Bajaj Allianz was the first insurer to offer exclusive online ULIPs in 2008 and with the changing guidelines the new versions were launched. iGain III is one of the most simple to understand and has unmatched features. It has the highest allocation of 98% from the start of the policy.
Besides this, Bajaj Allianz iGain III offers the following features –
  • 100% allocation from 6th policy year onwards
  • Option to select policy term of 10, 15 or 20 years and premium paying term of 5 years  up to 20 years
  • Payment of an additional sum assured in case of accidental death
  • Choice of 7 investment funds to invest in as per your risk appetite
  • Flexibility to pay top-up premium and make partial withdrawals

Mahima Tankha, Head – Websales, Bajaj Allianz said, “The USP of Bajaj Allianz iGain III is the ease of buying online and simple to understand terms and conditions. This coupled with systematic investments and high allocations is a smart way to invest your money. As it is available in the online platform, we could include innovative features and pass on the benefits to online customers.”
The product can be bought in 4 easy steps from www.bajajallianz.com
  1. Fill in personal information such as name, contact details and age
  2. Select product details such as premium, frequency of premium payment (monthly/ quarterly/half yearly/annual), policy term and premium paying term. A benefit illustration will be generated mentioning the returns as per IRDA guidelines.
  3. Fill up the online proposal form  
  4. Make the payment via cheque, credit card or net banking to begin your investment. Bajaj Allianz uses Citibank payment gateway which is secured by Billdesk.

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